Private Residential Mortgage Lending
We are a private mortgage lender who aims to bridge the gap for Canadian borrowers who cannot qualify for traditional bank financing. We are a true private lender who customize our rates, fees, and mortgage terms to meet borrowers needs. We lend across urban, suburban, and selective rural areas across Ontario.
Current Pricing.
We price our mortgage deals based on the property, the exit strategy and the client’s overall financial strength. Here are the starting price of our 1 year closed terms (pricing varies for 3 months and 6 months terms):
1st Mortgage, up to 75% LTV, 8.99% plus 2% Lender Fee
2nd Mortgage, up to 75% LTV, 10.99% plus 2.5% Lender Fee
We make exceptions on LTV on a deal by deal basis.
How to Submit a Deal.
We encourage you to book a quick phone chat with us before you submitting your first deal. You can do so by selecting the booking link below.
If you are ready to submit your deal, you can find us on all submission systems (Filogix, Lendesk, and Velocity) under the name Readi Financial within the Private Lender drop down.
We work with you to tailor the best mortgage solutions for your clients
Readi for Your First Deal?
Contact Us
Contact us today to get approved in 24 hours and funded within 3 business days (*once all conditions are met).
Email us at underwriting@readifinancial.com
Call us at 647 363 5654
590 - 235 Carlaw Avenue, Toronto
Readi Financial is a fully licensed mortgage administrator with FSRAO Lic# 13242.
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